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Smart Solar Financing

Solar Financing in the Philippines

Electricity is one of the biggest financial burdens for Filipino households. Transition to solar power seamlessly through our flexible financing programs.

Making Solar Energy Accessible

Transitioning to solar power shouldn't require exhausting your life savings. We provide clean, affordable, and flexible financing models structured for every budget.

Whether you're a homeowner looking to slash your monthly electric bill or a large enterprise striving for zero CAPEX utility operations, we have the ideal payment terms designed for you.

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1. In-House Financing

We offer 0% interest in-house financing with a standard upfront downpayment. Best for clients looking for fast installation with zero interest charges.

2. Bank Financing

Partnering with major local banks like Sterling Bank of Asia, we provide green financing packages with interest rates as low as 1.25% for projects under ₱1M.

3. Solar PPA

A zero CAPEX solution designed for commercial & industrial clients. Only pay for the power generated by the solar panels at rates lower than grid utilities.

4. Solar Lease

Pay a structured, predictable fixed monthly leasing fee that is guaranteed to be lower than your current electric bills, giving instant savings.

Government Solar Loan Programs

Explore official GSIS and Pag-IBIG options to finance your residential green home improvements.

GSIS Ginhawa Solar Energy Loan

GSIS Ginhawa Program

A dedicated program launched by the Government Service Insurance System (GSIS) to assist government personnel in acquiring residential solar energy packages.

  • Purpose: Full financial coverage for panel purchasing and installation.
  • Active GSIS Members: Must have updated premiums and contributions.
  • Eligibility: Net take-home pay must meet standard GAA thresholds.
  • Background check: Must have no pending administrative or criminal cases.
Apply via Official Portal
Up to ₱500,000 Loan Cap

Pag-IBIG Solar Financing

Provided under Pag-IBIG Fund's Home Improvement Loan program, offering affordable solar installations to upgrade home energy conservation standards.

  • Loan Cap: Borrow up to ₱500,000 explicitly for premium solar panel systems.
  • Interest Rates: Lower, competitive rates with flexible payment structures.
  • Utility Relief: Significantly reduces reliance on the electric grid from day one.
  • Flexible Amortization: Aligned with the member's monthly capacity to pay.
Read Full Advisory
GSIS Ginhawa Solar Energy Loan Program

Ginhawa Solar Energy Loan Program

Launched by the Government Service Insurance System (GSIS) to support environmental sustainability and reduce the household utility load of public workers.

Details

This program assists qualified public sector employees in transitioning their residential properties to renewable power generation sources.

Eligibility Guidelines
  • Updated monthly premium payments.
  • Complies with GAA net pay threshold.
  • No pending administrative / criminal records.
Apply via Official Portal
Up to ₱500,000 Loan Cap

Pag-IBIG Solar Panel Home Improvement Loan

Under Pag-IBIG's Home Improvement Financing, members can acquire solar panels as a qualified capital improvement to reduce household electric overheads.

Financial Terms

Offers competitive, low-interest rates with flexible amortization plans tailored directly around member income limits.

Sustainability Goals
  • Dedicated loan cap of ₱500,000.
  • Promotes clean energy adoption.
  • Drastically reduces grid power costs.
Read Full Advisory

Ready to switch to clean energy?

Get a free consultation to identify the best solar financing model suitable for your budget.

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